Saturday, April 5, 2008
Friday, April 4, 2008
I'm asking this of one person from the Cicero Ny area. You almost got us. Fortunately I took your advice and did some research. Your company itself doesn't show any problems with the B.B.B. but the owner of your company sure does doesn't he. I believe we'll just leave our deal right where it is now. Thanks for any time you spent with us. Good luck. One more thing Frank. My lack of knowledge on what our property in question was worth was just that ''Lack of knowledge" nothing more, nothing less. Your failure to take the time and truly qualify us was at best neglect on your part. You could have saved us both a lot of time had you just said a couple of things to us while Cindy and I were in your office. Just some advice for you when you have other couples in your office. You should tell them:
As far as service after the sale folks. Well we don't have any. In fact in 2006 there were no less than 11 complaints to the Attorney General of the state of New York. Who by the way his first name was Elliot.(Hmmmmm) Our competitor up the street has their own service department with guaranteed service for a year after the sale. We here can't touch that Mark.In fact we don't have a service dept. We use subcontractors for most of our work.And Another thing Mark Check out the fact that the Better Business Bureau has had no complaints in the last year against our competitor . You won't even find our company listed. (Hmmmm again)
I won't return your phone calls in a timely manner! In fact the girl we have that deals with the financing won't call you back at all. I'm really busy. Rather than take the time to call you right back. I'm going to have you chase me. It's fun watching you chase your tail.
Yes our homes look nice. But our competitors in all honesty with everything being considered have nicer homes than us.They will sit down with you and explain in detail what the deals stages mean. They are not to busy to treat each and every one of their customers with a respect for their time and understanding the need for the customer to feel comfortable with the deal. They unlike us Mark will not rush into the sale without fully understanding the customers needs.In fact Mark their homes up there are locked so as to respect that future owner of the home being shown. Unlike ours where we just let you come and go in the homes not giving two hoots about any questions you'll have or what you may or may not do when your in the home alone.
Mark the issues above are important enough. But the one overriding issue I have to share with you is. That I don't have the balls to call you back and say "You know what, I can't dispute a damn thing that is written her Mark, Not one DAMN, thing" Oh and one final thing Mark. I sure hope I don't have to face you in public somewhere some time. You are one mean bastard aren't you? I'm Justa saying, Mark!
Now that I've gotten the private business out of the way. We're in the process of trying to buy a New Double wide and put it on land we've found near our house. We should find out later today if the Financing went through. We are looking at 2+ acres not far from the park we live in now. The number were looking at would be within our "not house poor numbers". I'll let you know later if we got it. If not we trudge on here in the park we live in. Doesn't hurt to dream does it? We've only got a little under 5 years left on the house so we would just bite the bullet and keep it. Oh ,just as an aside. The new company which we like and are now dealing with is G & I homes. Stay tuned for more information as it comes my way. I'm justa saying!
Thursday, April 3, 2008
I don't know about you guys but I'm tired of all the negative talk in politics. I thought I would look at some things about recessions and how if you manage your finances you can actually get some pretty good deals. First of all. If you lose your job or get your legs cut out from under you like Magna did recently here in Syracuse, Ny. It's going to be tough no matter how frugal you are. A sudden job lose is a terrible thing. But from my perspective and Jackofall58's perspective getting your wages cut ain't no picnic either. I'll let Jackofall58 speak for his self.
I went from taking home $977.00 per week after taxes to taking home $400.00 per week on Workman's compensation. Anyway you cut it that's a lot of money.That's $577.00 per week or $30,004 per year. That my friends is a lot of moola! Do you realize what we could have done with that kind of money. That being said. I'm glad it happened. Sure I'll walk with a limp the rest of my life. So what,so did Festus in Gunsmoke. This has given me the opportunity to have countless hours with my wife. We truly are each others best friends. Sorry Shawn and Pat. My wife is my best friend. So see Shawn I have more than one friend. The picture on the right here is Shawn (in the middle) and his wife (Pat) on the left. The Gentleman on Shawn's right is Momma's first husband Walt. Your not going to meet a nicer guy than Walt. We get along very well. I have know Shawn & Pat since way back in the Horse & Buggy days. Shawn & Pat are the ones I refer to as "The Mayor & his Wife" in earlier post.
How do you save money in Recessionary times? Well Cindy and I have done a few things.
We now buy all of our gas at Bj's at $3.21 a gal right now. this is abut $0.14 a gal below the average station in our area. Bj's is right in the area that we drive in during the week so it's not out of our way.
We do 99.9% of our grocery shopping at Save A Lot in Fulton, Ny. We've cut our grocery bill by at least 40%. Even with the rise in grocery prices the difference between shopping here or Wegman's is stark. Shopping at Bj's doesn't really work for us because we're only shopping for two.
We've cut way back on eating out. We don't deprive ourselves, we still go out to either breakfast on Saturday or a dinner or lunch during the week. It is either one or the other now. Where before it used to be both Breakfast and lunch and a dinner or two tossed in when ever we were to lazy or tired to go home and make it.
We could cut back our T.V. and Cable package. We consider these necessities. I'm sure other people don't but come on we have to have some vices. Neither Momma or I smoke or drink. I have been trying to talk Cindy in to dumping our Home phone service this would save us about $40.00 a month. It's not as if we don't already have phones. Our Verizon cell phone service is very good and cost us right around $100.00 for the month. (Getting Momma to carry the phone everywhere is like getting a Liberal letting us dig for gas in Alaska.) It ain't happening!